Tag: retirement

 

With more than 30 years of experience in the financial world, Dr. W. Neil Gallagher knows the prescription to get you on track for a safe, early and happy retirement. Dr. W. Neil Gallagher has worked with people from companies both large and small and can work with you to reach your investment goals without compromising your future.

According to Gallagher, one of the easiest and smartest things you can do is to combine your IRAs and 401ks. It’s a simple method for keeping things straight for you right at the most basic levels. After all, having 401ks at multiple previous employers plus having a bunch of IRAs scattered across several institutions is a lot to keep track of. Combining them will cut down on pesky fees and other costs of maintaining them.

One of the things Dr. Gallagher’s experience has taught him is that it can be frustrating dealing with a professional broker or brokers. After all, it’s often you the investor who ends up “broker”.

One of the most incredible things we hear at Gallagher Financial when working with someone to combine their assets is, “Wow, I didn’t realize I had that much money!” Obviously, that’s a terrific feeling to have and it provides you with the ability to make other cogent decisions regarding your future.

Combining these fragmented elements affords you more opportunities.

Finding out what’s best for you is of paramount importance. Everyone is different. We work with literally thousands of people with needs as diverse as their fingerprints. We’re here to help you learn about the choices and give you the ultimate power over your money. Contact us today to start exploring those opportunities.

So, do you want to retire “sad, mad, and poor” or “safe, early and happy”? It’s your choice.

You’ve worked hard and you’ve earned your retirement! You don’t want to spend your golden years worrying about whether or not you’ve got enough money to enjoy a trip to visit your kids or a nice couples’ dinner. Surprisingly, the biggest fear people have isn’t of dying or even public speaking…it’s about running out of money! In the times we live in, financial health is almost as paramount as physical health in terms of quality of life.

The plight of some seniors in these tumultuous economic times is a sad state of affairs. Folks don’t want to run out of money and they don’t want to burden their children or grandchildren should their savings evaporate. However, during the past decade more than 40 million people lost more than half of their retirement savings.

You want to have safe money, which is money you know will always be there. It’s important to remember that high risk doesn’t always mean high reward, just as low risk doesn’t always mean low reward. And if you’re doing business with one of those high-powered brokerage firms, you’re likely going to just be treated like a number, and not a person.

Oftentimes, all they’ll see is the amount you’re willing to invest. They’ll get that money in play as fast as possible, because that’s when they earn their commission. To us at Gallagher Financial, that’s not money management. That’s fly-by-night financial incompetence. With our complimentary analysis, you’ll be treated fairly. We won’t just try to sell you CDs or Mutual Funds or gold. We’ll determine the absolute best plan for you before any action is taken.

Compassionate, accurate, honest financial reviews are what you’ll get with Gallagher Financial Group. We’ll help you implement the precise strategies that are right for you to help you feel safe and secure as you enter your retirement. Contact us today to set up your financial analysis.